09.24.11

Doors Economy Class

According to the masters – the most popular doors in the country. Today, the world crisis and every other person draws our attention to the price. Doors – this is not the bread which is eaten during the day and the next buying a new one, no. Doors – purchase for many years. And the selection of such goods should be treated very carefully. When it comes to interior doors, most buyers say they were not ready for them to put a round sum, and would prefer something relatively inexpensive but good quality. On the other hand, when the consumer plans to select a door to an economy class, he really did not even pay attention to the particular operation.

Our business is to remind you that the main function of the door – heat. And, of course, acoustic. Here's a question of him often does not even arise. It would be nice to always remember that content and material is strong enough influence on the characteristics of isolation. Thus, even If you decide to buy an inexpensive door model economy class – the interests of producers and stuff. What is the difference between the outer door of the interior? Outdoor protect the home from uninvited guests, and the doors between rooms simply separate them (sometimes cold rooms from heat, used to be impractical, quiet and noisy). What are the doors of an economy class? They consist of frames and filler.

Immediately turn your attention to the quality material from which the door is made. Rama – the basis of the framework. It will be very unpleasant if it turns out the bad stuff spoiled what is responsible for the stability and normal functioning. Doors may consist of particle board, and may from MDF. By itself, the frame – not too reliable, so it needs to be filled. What is the importance of the filler? It provides better sound insulation and protects against thermal effects. Most often for these purposes used a very tough paper, which is resistant to pressure. The better it is dried – the stronger will be the door. It is foolish to think that the door of an economy class entirely ineffective. They are slightly worse than conventional doors, but have little Wt. Buying a door, you will significantly save not only the product itself, but also in the transportation and installation.

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09.19.11

International Leasing

Position in the market of leasing services was quite predictable for financial analysts. The first three months of 2009 showed a negative trend for car leasing and for leasing of real estate and equipment. In food industry and in the segment of motor vehicles only at the beginning of the second quarter of positive tendencies. Car leasing on a national scale is actually stopped. During the first quarter of the participants The leasing market noted episodic demand for leasing services. Corporate lending, including through the leasing of equipment, actually operated from October 2008 Corporate segment was are not psychologically ready for a sharp increase in interest rates on leasing products. Additional problems the market has added the change of collateral policies of major banks, with the result that leasing companies are forced to ask additional collateral from the lessees, not only on the leasing of equipment, but also on car leasing, which was not observed in the history of the development of this product.

In a crisis, leasing companies have sharply increased the size of the initial advances, especially in the leasing of equipment, even for financially sound lessees. The ruble devaluation had a negative impact primarily on international forms of lending. International Leasing and forfeiting, as well as real estate leasing, often characterized by the presence of foreign currency loans or binding lease payments to a foreign currency. However, in the current situation, lessees prefer not to communicate with international forms of lending, fearing a possible further devaluation of the ruble. In fact, forfeiting, export financing under the cover of agency and other forms of financing International Leasing maintained its attractiveness for export-oriented industries.

A similar situation exists in the market of real estate leasing. Unattractiveness of foreign currency loans – is actually the only source of long-term money in Russia's economy – led to a decline in real estate leasing terms up to 3 years. At the same discounts on real estate up to 50% in Moscow and nearby regions. Some recovery observed by the end of the first quarter in a segment of small business loans. While used equipment are more likely to buy it in the lease. For small businesses, this approach was preferable, but until the volume last year, still far away. As mentioned previously, trends in demand for used equipment primarily associated with the fall of the ruble and rising prices of new imported equipment. One can predict that leasing Used equipment this year will be in great demand. Unfortunately, leasing companies and banks are not ready for such a radical change in the trend. In the leasing market is almost no players who can adequately assess and will sell equipment.

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