Collection Of Problematic Loans

Problems of non-performing loans in particular often occurs in our state, as changes in politics and economics, the era of primitive accumulation, the crisis periods, and generally the Russian mentality creates a large many situations where standard methods can not recover the debts. To bad debt conditionally include debt repayment which is a challenge for the company without the assistance of experts in law, qualified human rights activists and other experts in this field. General tactics work on long-standing claim to the debts is as follows. The first stage – gathering information about the problem, the study of systems in which is a deadbeat. Study circle of acquaintances with which the borrower voluntarily or under compulsion pay debts. At this stage, relations are sought for the conservation of which the debtor will be ready to pay the debt.

At this stage, should take note of not only legal, personal relationships, but also financial, economic and information: impact on work colleagues, relatives and contractors, etc. Should be made not only as a couple, after which the most effective for them to work. The next stage – a simulation of the defaulter actions. What is required to articulate what is needed from the debtor and communicating with people on whom pressure is carried out. The Organization of Action of the borrower need to understand whether there is a possibility to achieve the desired goals within the law. This stage is easier when the main task – to force the defaulter to pay the debt. If there is any likelihood of unsafe actions in response, then we must be prepared for a defensive campaign. The best means of Defense is considered the procedure of general publicity procedures for recovery of debt in which any sort was a response action may be brought against others, or any central figure.

The next step – the conditional logic finding of debt. When the direction of the actions the holder of the credit built, it must be desirable to provide as a result and determine what actions, circumstances may be the motivation of this image action. Certainly, it is necessary to investigate possible situation in which actors, on which the pressure, and their distinctive features, the pressure to become effective. This level is especially needed for work motivation due to the fact that, based on the logical opposite of the chain finding Debt constructed a number of threats that serve as an incentive for debtors to return the loan. At the same time threatening moments are considered both in terms of performance, and with the position of the current legislation. On the foundation of the inverse logic reclaim funds based tactics of the loan, which comprises in any ongoing priority pledge of trouble, the alleged scheme for solving the debt problem and advice to the debtor. The final stage – the program for recovery of debt. At first, necessary to carry out serious, but least costly for a lender threatening factors (the spread of the facts, etc.), and then threatening factors that demonstrate the pr legal activity, so that the borrower has developed the belief that in any If the credit will be charged. Finally, as standard, the method of forcible collection of debts through legal proceedings, the initiation of bankruptcy proceedings, initiation of professional proceedings.

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| February 10th, 2011 | Posted in General |

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