Credit Interest

The advantages of using credit when it comes to shopping cards are many. However, to obtain the greatest usufruct of all their benefits and not get unpleasant surprises, should take into account the following tips: 1. pay attention to notifications from your credit card company. Over time, it may happen that they have changed their interest rates, as well as it is also common that decrease, increase, or deletion the number of contributions without interest on financing of some products that you buy to pay. 2. Get a quick glimpse of your economic possibilities before making a purchase with a credit card especially if you’re on vacation! Be aware of your limitations and save future worries when it comes to paying the balance of the month. 3 Verifies the account summary, since banks and credit institutions sometimes make mistakes that are reflected in the summaries of payment do not want to pay for something that you not bought or already finished paying! 4 Controls the validity of your credit card, with the purpose that not reject you it in any shop and passes an embarrassing moment. 5 Avoid using many credit cards, so do not lose control of the costs that you are incurring.

6 Considers the frequency and value of purchases that are making your children or your trusted persons who have an extension of your card prevents unpleasant surprises! 7 Analyses to conscience if the services offered by the Bank or the financial institution, through your card are truly needed, such as travel accident insurance or medical assistance. 8 Keeps your card and your PIN in a safe place, these are the basic pillars in issues concerning security and credit cards. 9 Prevents the theft of your identity when you make purchases online, for example, make sure that the Web site offers you transactions on secure servers. Take into account this situation, it will prevent that third they have access to your card number or your password. 10 Compares the interests of your credit cards and evaluates the possibility to cancel those which have high interest, even if they offer you attractive rewards programs these rewards never compare with the interest that you apply!

Tags: ,
| Posted in General | Comments Off on Credit Interest